LP RACING AND AFFIRM
Affirm and LP Racing have teamed up to offer easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you'll actually pay.
CHOOSE 3, 6, OR 12 MONTHLY PAYMENTS
Affirm designed its loans to offer you flexibility and control over your budget. Affirm offers rates from as low as 10-30% APR based on your credit. Actual rates will be shown at checkout.
REAL PEOPLE, REAL SUPPORT
Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help out however they can.
FREQUENTLY ASKED QUESTIONS
WHAT IS REQUIRED TO HAVE AN AFFIRM ACCOUNT?
Be 18 years or older (19 years or older in Alabama or if you’re a ward of the state in Nebraska).
Provide a valid U.S. or APO/FPO/DPO home address. Buy with Affirm is not currently available to West Virginia residents.
Provide a valid U.S. mobile or VoIP number and agree to receive SMS texts. The phone account must be registered in your name.
Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.
DO I HAVE A CREDIT LIMIT WITH AFFIRM?
Unlike a credit card, Affirm is not a revolving line of credit. While customers can take out multiple Affirm loans at once, each Affirm loan application is evaluated separately as a closed-end transaction. An application from a returning customer may be denied, however, if that customer has failed to repay other Affirm loans on time or if the customer shows excessive borrowing behavior.
HOW DO I PAY MY BILLS?
You can pay your Affirm bills online at They accept payment by debit card, bank transfer and check.
DOES AFFIRM PERFORM A CREDIT CHECK?
Yes, when you first create an Affirm account, Affirm performs a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.
WHY WAS I PROMPTED TO PAY A DOWN PAYMENT WITH A DEBIT CARD?
Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
WHY WAS I PROMPTED FOR A CHECKING ACCOUNT?
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.
"Rates between 10-30% APR with a promotional rate of 0% APR for qualified customers. Subject to credit check and approval. Down payment may be required. For purchases under $250, limited payment options are available. Payment amount depends on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Previous purchases are not eligible for offer. Affirm loans made by Cross River Bank, Member FDIC."